Move to AU

Australia Tax File Number (TFN) & Superannuation for Newcomers (2025) 2 November 2025 • Updated for 2025–26 Get your TFN early and make sure your super is paid at the correct rate. New to Australia? This guide explains how to apply for a Tax File Number (TFN) , how superannuation works in 2025–26, and what to do to avoid unnecessary withholding and fees . It also covers stapled funds , contribution caps , and DASP for temporary residents who leave Australia. TFN basics How to apply for a TFN (2025) Give your TFN to a bank or payer Superannuation basics in 2025–26 Choosing or finding your super fund Contribution caps and simple strategies Leaving Australia: DASP FAQs TFN Basics TFN is your personal tax identifier. Keep it private. Free to apply. Most newcomers can apply online after arrival. You need a TFN to work, fi...

Australia Banking for Newcomers: Everyday, Savings, and International Transfers (2025) 19 October 2025 • Updated for 2025 Open an everyday account first. Add savings and transfers once you settle. New to Australia? This 2025 guide shows how to open an everyday transaction account , choose a savings account that actually pays interest, and set up international transfers safely. It also covers PayID/Osko , BPAY , debit cards, and key fees to watch. Account types explained Eligibility and documents How to open your account Common fees and how to avoid them PayID, Osko, BPAY, and daily payments Savings accounts: how to earn the headline rate International transfers: options and checks Security tips FAQs Account Types Explained Everyday transaction account — for salary, bills, debit card, ATM withdrawals, and contactless paym...

Working Rights for International Students in Australia (2025) If you’re studying in Australia on a student visa, you're likely wondering: “Can I work?” The good news is—yes, but with conditions. Here's what you need to know about working rights as an international student in 2025. 1. Work Hour Limits As of 2025, international students can work up to 48 hours per fortnight during study periods and unlimited hours during official semester breaks. 2. Types of Jobs Allowed Retail (supermarkets, shops) Hospitality (cafes, restaurants, delivery) Tutoring or academic support On-campus work 3. Fair Work Rights International students are entitled to the same workplace rights as any Australian worker: Minimum wage: ~AUD $24.10/hour (subject to change) Safe work environment No discrimination or exploitation You can seek help from the Fair Work Ombudsman . 4. Getting a TFN You must apply for a Tax File Number (TFN) before starting any paid job. It’s...