Move to AU

Year-End Checklist for New Migrants in Australia (2025) 31 December 2025 • Updated for tax year 2025–26 End of year is the right time to review tax, super, banking, and visa status. As 2025 closes, new migrants in Australia should review tax obligations , superannuation accounts , banking setup , and visa compliance . This checklist ensures you start 2026 financially organised and legally compliant. Tax: lodge, records, offsets Superannuation: consolidate and review Banking: accounts, savings, transfers Visa: work rights and compliance Budget: set goals for 2026 FAQs 1. Tax: Lodge, Records, Offsets Check your TFN: ensure it’s linked to employers and bank accounts. myGov + ATO: link your ATO account to view income, PAYG, and deductions. Keep records: work-related expenses, transport, home office, courses, tools, uniforms. Offsets: ...

Essential Apps and Websites for Newcomers in Australia (Banking, Jobs, Housing) – 2025 16 November 2025 • Updated for 2025 Start here. Install these, bookmark the rest. New to Australia? This 2025 checklist covers government access, banking and payments, job search, rentals, transport, utilities, and safety. All tools are widely used in Australia and suitable for students, skilled migrants, and families. Government & Digital ID Banking, Transfers & Everyday Payments Job Search Websites (2025) Housing & Share Accommodation Public Transport & Travel Cards Utilities & Internet Comparison Work Rights & Scam Safety Fast Setup Checklist FAQs Government & Digital ID myGov app — Secure access to ATO, Medicare, Centrelink, Child Care, and inbox. Enable biometrics and the in-app wallet for digital cards. ...

Australia Tax File Number (TFN) & Superannuation for Newcomers (2025) 2 November 2025 • Updated for 2025–26 Get your TFN early and make sure your super is paid at the correct rate. New to Australia? This guide explains how to apply for a Tax File Number (TFN) , how superannuation works in 2025–26, and what to do to avoid unnecessary withholding and fees . It also covers stapled funds , contribution caps , and DASP for temporary residents who leave Australia. TFN basics How to apply for a TFN (2025) Give your TFN to a bank or payer Superannuation basics in 2025–26 Choosing or finding your super fund Contribution caps and simple strategies Leaving Australia: DASP FAQs TFN Basics TFN is your personal tax identifier. Keep it private. Free to apply. Most newcomers can apply online after arrival. You need a TFN to work, fi...

Australia Banking for Newcomers: Everyday, Savings, and International Transfers (2025) 19 October 2025 • Updated for 2025 Open an everyday account first. Add savings and transfers once you settle. New to Australia? This 2025 guide shows how to open an everyday transaction account , choose a savings account that actually pays interest, and set up international transfers safely. It also covers PayID/Osko , BPAY , debit cards, and key fees to watch. Account types explained Eligibility and documents How to open your account Common fees and how to avoid them PayID, Osko, BPAY, and daily payments Savings accounts: how to earn the headline rate International transfers: options and checks Security tips FAQs Account Types Explained Everyday transaction account — for salary, bills, debit card, ATM withdrawals, and contactless paym...

Opening a Bank Account in Australia as a New Migrant: Complete Guide 7 September 2025 • Updated for 2025 Start here: ID, TFN, and the steps to open your account. Moving to Australia? This guide explains how to open an everyday bank account in 2025, what identification you need, whether you can start the process from overseas, how to avoid common fees, and how to use PayID/Osko for instant payments. Account types overview Eligibility and documents Open before you arrive? Step-by-step setup Fees and how to avoid them PayID, Osko and daily payments Notes for students Security and fraud tips FAQs Account Types Overview Most newcomers start with an everyday transaction account for salary and bills, plus an optional online saver for cash you don’t spend. You’ll receive a debit card (Visa/Mastercard) for EFTPOS, contactless, and onl...

How to Set Up a Bank Account Before Arriving in Australia Setting up a bank account before landing in Australia can save you time, reduce stress, and help you manage finances from day one. Fortunately, many major banks in Australia allow newcomers to open accounts online before arrival. 1. Why Open a Bank Account in Advance? Receive international funds (e.g., tuition fees, living expenses) Speed up settlement process after landing Start using debit cards and mobile banking apps immediately 2. Recommended Banks That Support Pre-Arrival Setup Commonwealth Bank (CBA): Open online and verify ID after arrival ANZ Bank: Allows up to 12 months pre-arrival account setup NAB: User-friendly mobile app and no monthly fees for students 3. What You’ll Need Passport details Australian address (temporary or future residence) Visa Grant Letter (Subclass 500, 482, PR, etc.) 4. What to Do After Arrival Once you arrive in Australia, visit a local bank bra...